Squaring up the books for contractors who want clear financials, predictable cash flow, and a business that doesn't burn them out.

You built the business. Now let's make it profitable—without the stress.

Services

Bookkeeping & Accounting

Accurate, Contractor-Specific Bookkeeping That Helps You Stay Compliant And Profitable.
From job costing to reconciliations, we give you clear, up-to-date numbers so you can make informed financial decisions and no more guessing.

From job costing to reconciliations, we give you clear, up-to-date numbers so you can make informed financial decisions and no more guessing.

Budgeting & Forecasting

Plan With Confidence Using Contractor-Focused Budgets That Actually Reflect Your Project Cycles.
We create customized budgets and financial forecasts that align with seasonal trends, job timelines, and labor needs so you stay ahead of cash crunches.

We create customized budgets and financial forecasts that align with seasonal trends, job timelines, and labor needs so you stay ahead of cash crunches.

Cash Flow Management

Take Control Of Your Cash Flow And Know What’s Coming In, Going Out, And When.
We help you track expenses, invoice timing, and payment cycles to avoid surprises, make payroll on time, and fund your growth without stress.

We help you track expenses, invoice timing, and payment cycles to avoid surprises, make payroll on time, and fund your growth without stress.

Book Your Free 30 Minute Discovery Call

Hear from others just like you...

Clay Winder

Multiple entities

"Melissa and the Summit CFOs team do bookkeeping for multiple businesses of mine. Having clarity on my P&L and Balance Sheet each month are the scoreboard I need to keep my business winning so I can spend my profits on things like hiking with the kids in World Class areas!"

Wes Buckwalter

Seamonster Studios

"Summit CFOs has provided exceptional support to our organization. Their team demonstrates a high level of professionalism, accuracy, and responsiveness—qualities that are critical when managing financial operations. From the initial onboarding to ongoing monthly reporting, every interaction has been efficient and detail-oriented, and on time. They deliver clear, organized financial statements and provide valuable insights that have improved our financial visibility and decision-making processes. I highly recommend Melissa and Summit CFOs to any business seeking a dependable and knowledgeable partner for bookkeeping and financial support."

Thomas Knowles

Gratitude Railroad LLC

"I have worked with Summit CFOs for ten years and it has been a great experience. Melissa is always responsive and solutions-oriented."

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No Hourly Billing

You’re Paying For Results; Not The Clock

We know contractors hate surprises—especially on invoices. That’s why we don’t bill by the hour. You get clear, fixed pricing tied to outcomes, not time spent. Whether you need bookkeeping cleanup, cash flow support, or help understanding job costs, you’ll never get nickel-and-dimed for asking questions. You’ll always know exactly what you’re paying for—upfront.

Book Your Free 30 Minute Discovery Call

Fast, Reliable Support Responses Within 24 Hours

You won’t be left hanging. Most contractors have dealt with accountants who vanish for weeks and by the time they reply, the issue has already cost you time or money. We respond to all client support requests within 24 hours, so you get answers when you need them most. No chasing. No delays. Just dependable financial guidance when it matters.

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Meet the Owner, Melissa Horsley, CPA

Melissa Horsley, CPA, is the founder of Summit CFOs, a fractional CFO firm that helps construction business owners build profitable, scalable companies. With over 15 years of experience in accounting and financial strategy, she’s known for turning messy books into clear, actionable insights.

A licensed CPA with a degree in accounting, Melissa launched Summit CFOs after seeing too many hardworking business owners struggle to pay themselves or plan for sustainable growth.

Her mission is to provide the financial tools and guidance they need to run a business that works on and off the job site. While she specializes in construction, Melissa also brings deep experience across a variety of other industries. When she’s not guiding clients, you’ll find her exploring the mountains with her son and their dogs.

90-Day Moneyback Guarantee

If we don’t deliver what we promised, systems implemented, and value provided within 90 days, we’ll give you your money back. No fine print. No excuses. As long as you provide the necessary info on time, we’ll either meet our milestone goals or refund your monthly service fees. You’re not just buying a service, you’re investing in results, risk-free.