Summit CFOs · Bookkeeping for General and Trade Contractors
You're booked solid this season.
Do you actually know which jobs are making money?
Monthly bookkeeping for contractors. Job costing, materials, retention, 1099 subs — done right, every month.
We talk. You decide.
If you're like most contractors right now:
- →Booked solid through the season
- →No idea which jobs are actually profitable
- →Books behind, taxes looming, no time to fix it
That's a bookkeeping problem. Not a hustle problem.
Monthly bookkeeping, done right.
Real job profitability
Tracked the way you actually run — month-over-month trends, or job-by-job margin when you need it.
Materials & vendor tracking
COGS broken out properly. Price spikes don't quietly eat your margin.
1099 subs done right
Sub payments categorized and tracked through the year — no January scramble, no IRS letters.
Retention & AR tracking
You see what's outstanding and how old it is. Every month.
Clean monthly statements
P&L and Balance Sheet by the 15th. Every month. Accurate and easy to read.
Tax-ready, all year
Your CPA gets clean books in January. No catch-up fees. No 1am tax-week panic.
We focus on trade and general contractors. That's where we go deep.
Contractors are our focus — it's where we've built real depth. When you describe your problem, we already know what you mean.
Don't take our word for it.
Melissa and the Summit CFOs team do bookkeeping for multiple businesses of mine. Having clarity on my P&L and Balance Sheet each month are the scoreboard I need to keep my business winning — so I can spend my profits on things like hiking with the kids in world-class areas.
Knowledgeable, detail-oriented, and patient — helping us get our financials set up correctly and getting statements produced like clockwork every month. Melissa brings both professionalism and a genuine commitment to our success. It's a huge relief knowing she's in our corner.
Meet Melissa Horsley
Owner of Summit CFOs LLC. 15+ years in bookkeeping. Built Summit CFOs around what trade and general contractors actually need — that focus is what makes the difference in your books.
Your financials by the 15th — or your last 30 days are on us.
You answer questions and get docs to us within 72 hours. We deliver your monthly financials by the 15th. Miss the 15th in your first 90 days? Your last 30 days are refunded.
Stop guessing what each job actually made you.
30 minutes. You tell us where your books are now and what's broken. We tell you if we can help. No pitch.
Book a Free Discovery Call →Quick answers before you book.
How much does monthly bookkeeping cost?
Depends on your volume and how clean your books are. We quote a flat monthly rate on the call. No hourly billing creep.
I'm behind. Can you catch me up first?
Yes. Catch-up is a one-time engagement before monthly bookkeeping starts. We'll scope it on the call.
Do you work with QuickBooks Online?
Yes. QBO is what we work in. If you're on something else, we'll talk through it on the call.
Who's actually working on my books?
Led by Melissa Horsley. A small team handles your books. You get real answers, not boilerplate.
What size companies do you work best with?
Most of our clients do $250K to $15M. Outside that range? Book anyway — we'll figure it out or point you somewhere better.